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Stock program improves middle schoolers' grades

Issue date: 3/6/08
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The Hopkins Center for Social Organization of Schools has found that students participating in a stock investment program outperformed other students in several academic areas.

The sixth- and seventh-grade students from Baltimore and Washington, D.C. learned strategies for earning, saving and investing money in the Stocks in the Future program.

In tests against control groups of students, seventh-graders in the program scored 31 percent higher in reading, vocabulary and math, and sixth-graders scored 18 percent higher in reading comprehension and math.

The Stock in the Future program was developed by the Center for Social Organization of Schools to provide incentives to students to improve their performance in school. The curriculum was offered to 400 students.

Under the program, students with improving grades and excellent attendance earn "SIF dollars" with which they can buy publicly traded stocks that they will receive upon graduating from high school and turning 18.

Now that the program's effectiveness has been proven through the results of this trial, the Center plans to implement it throughout the region in the future.
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